Monday, May 18, 2009

Low Income Senior Housing

Low income senior housing is a great way for seniors to live in affordable senior housing. The Department of Housing and Urban Development (HUD) helps seniors live in low income senior housing by subsidizing their rent. Since many seniors are only living off of social security, this program by HUD is especially beneficial for seniors. And seniors can live with other seniors and have people to social with.

How to Apply for Low Income Senior Housing

In order to qualify for low income senior housing, you need to be of a certain age as set by HUD. You also need to qualify within a income range too. All these information you can find on HUD's website or you can get from the housing agency. You can get the address of the housing agency from HUD's website or on the phone book. When you go to the housing agency, just fill out their application for low income senior housing. Don't forget to provide to them proof of your eligibility.

How to Find Low Income Senior Housing

The next step after the application process is to go ahead and look for low income senior housing. This can be done in several ways. You can look online. There are many websites dedicated to helping seniors find low income senior housing. Other places you can find low income senior housing is on HUD's website or in the phone book under assisted living.

Once you've found some low income senior housing complexes that interest you, you need go down there and visit the complex and find out about the neighborhood and the people living there. Nothing is worse than living in a place that you'll hate. The senior housing community should have ammenties suited to seniors. Find out if they have programs that cater to seniors. Talk to the people living there and find out how they like the senior housing community. The more ammenities a senior citizens housing has, the more expensive it will be to live there. You should try to find a happy medium between the amount of money you can afford and the ammenities that you want. For example, do you not like to golf? Then don't live in a place that has a golf course. Other things you should take note is how well the property is taken care of. If the property seems run down, then the staff there will probably just as lackadaisical in taking care of their residents.

Other Ways of Getting into Low Income Senior Housing

You don't always have to go through HUD to get into low income senior housing. Many housing for seniors don't require you to apply through HUD, although they still follow requirements set by HUD. You can submit your application directly to these complexes and they will decide whether you qualify. The main factors will always be your age and your income level.

If you still can't make it into senior housing apartments you can still opt for low income apartments for rent that don't require anything. Although you should not expect to find the complexes to be in the greatest shape or in the best areas. Of course this should only be taken at the last recourse if you cannot qualify for anything.

And yet if all else fails, hopefully you have kids that are kind and will let you stay in the guest room and take care of you.

Saturday, May 9, 2009

Low Income Apartments for Rent

Why Low Income Apartments for Rent?

In these hard times we all want to save every bit of money and finding apartments for low income is no exception when saving money. Low income apartments for rent are basically apartments that are subsidized by HUD so that people can enjoy a decent apartment at a lower than market rent. But not everyone can get low income apartments for rent, so before you go out looking for apartments, you need to first understand the necessary requirements of getting into low income apartments for rent.

Low Income Apartments for Rent - Qualifications

If you choose to go through HUD to get low income apartments for rent, then you have to meet HUD's qualifications. HUD's qualification requirements can be found on the HUD website. Basically, HUD requires that the person's be at poverty level or below. Every county has a different limit so you'll have to check it for the county you reside in or plan to move to. HUD can also check your age to determine if you are eligible for low income senior apartments. Other factors HUD considers is whether you have a disability. Students can also apply for low income apartments since students typically do not have a job that pays over the income requirement. This is great for college students that don't have much money and need a cheap place to live.

Once you've determined your eligibility to apply for low income apartments for rent, you can go down to the housing agency and fill out the form. Make sure you bring along with you proof of your eligibility. When you've filled out the form and submitted it to HUD, you should get an answer within a few weeks. After that, you can go get low income apartments for rent.

If you choose not to go through HUD to get low income apartments for rent, you can still go directly to the low income apartments and apply through them. The apartments will also have qualifications though, which are mandated by the government. Typically the requirements will state that you have to make above a certain amount and below a certain amount.

Finally, if you can't qualify through HUD or the low income apartments for rent won't let you live there because you don't pass their qualifications, then you can also get low income apartments for rent that don't have any requirements. These types of low income apartments are usually in run down areas. So you need to be careful before you rent. Check out the neighborhood and decide if it's the right area for you. Some neighborhoods may be run down, but that doesn't mean it's a bad neighborhood.

Low Income Apartments for Rent - Before Signing the Lease

Before signing the lease, you should do a thorough check of the low income apartments for rent. Walk through the place with the landlord and point out issues you want taken care of and fixed. Flush the toilet, turn on the lights, check the oven and dishwasher, check all the faucets and bathroom shower. Make sure the landlord fixes it anything that is not working before signing the lease.

Finding Low Income Apartments for Rent

Looking for low income apartments is a fairly easy task. Many websites are dedicated to helping people find these apartments. You find apartments by rent amount, location, number of bedrooms, and many other factors you wish to use. Once you've found what you are looking for, contact the complex and see if they have any availability. If so, submit an application for the low income apartments for rent and pretty soon you'll be moving into your new place.